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Financial Statement


STATEMENT OF CONDITION
AS OF DECEMBER 31, 2010
  
ASSETS
Mortgages, Loans and Other Liens on Real Estate
All Other Loans
Cash on Hand and in Banks
Investments and Securities
Fixed Assets Less Depreciation
Deferred Charges and Other Assets		 $156,273,886
40,999,763
15,648,408
114,064,319
5,298,966
16,075,112
TOTAL ASSETS $348,360,454

LIABILITIES AND NET WORTH
  
Savings Accounts
Borrowings
Other Liabilities
Capital		 $309,829,504
9,000,000
1,814,260
27,716,690
          TOTAL LIABILITIES AND NET WORTH $348,360,454


This statement has been prepared in accordance with the regulatory reporting requirements of the Office of Thrift Supervision (OTS).

Copies of the annual audited financial statements are available by either visiting or sending a request to GCF Bank, 381 Egg Harbor Road, Sewell, NJ  08080-9217.