IMPORTANT!!

We are keeping a close eye on the "Heartbleed" bug you may have heard about. The vendor we use for Online Banking has completed a preliminary assessment and has not discovered any vulnerability. We will be sure to keep you updated should anything to the contrary be discovered. Rest assured that we are doing everything we can to help ensure that your information is safe.

It is always a good practice to use unique passwords for all of the online services you access. If your GCF Online Banking password has also been used with a different service, we do recommend that you change your Online Banking password at this time.





If you currently utilize GCF’s online banking EXPRESS TRANSFER function to make your loan payments, this service will be temporarily unavailable from April 25, 2014 through June 9, 2014. As an alternative to this temporary inconvenience, you can do one of the following:

  • Contact 1-877-589-6600 ext. 320 or 368 between the hours of 9:00 a.m. and 5:00 p.m., Monday through Friday, to manually complete the transaction.
  • Mail a check to Investors Bank, 101 Wood Avenue South, Iselin, NJ 08830.
  • Sign up for GCF’s online bill payment system and set up a monthly payment to be sent to Investors Bank.


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GCF Bank is now part of the Investors Bank family!
Rates



Rates last updated January 10, 2014



Deposits
Savings
Account Type Minimum Balance to
Obtain APY
Interest Rate % Annual Percentage
Yield (APY) %
Passbook* $1 0.05 0.05
Statement* $100 0.05 0.05
Holiday Club $1 0.10 0.10
CyberSaver Promo
1st 90 days*
$1 0.10 0.10
CyberSaver* $1 - $24,999.99 0.05 0.05
CyberSaver* $25,000+ 0.10 0.10
CyberSaver Supreme* $1 0.10 0.10
CyberSaver Gold* $1 0.12 0.12
CHECKING
NOW Checking* $1 0.02 0.02
MMDA* $1 - $2,499 0.02 0.02
MMDA $2,500 & Over 0.03 0.03
Money Maker $1.00 - $9,999.99 0.02 0.02
Money Maker $10,000 - $24,999 0.03 0.03
Money Maker $25,000.00 - $49,999.99 0.04 0.04
Money Maker $50,000 - 99,999 0.05 0.05
Money Maker $100,000 - 999,999 0.06 0.06
Rates are subject to change at any time after opening at the discretion of GCF.
CYBER CDARS
Account Type Minimum Deposit to
Obtain APY
Interest Rate % Annual Percentage
Yield (APY) %
4 Week $100,000 0.03 0.030
13 Week $100,000 0.05 0.050
26 Week $100,000 0.07 0.070
52 Week $100,000 0.10 0.100
2 Year $100,000 0.25 0.250
3 Year $100,000 0.50 0.501
5 Year $100,000 1.0 1.005
CYBER CDARS ROLLOVER RATES
Account Type Minimum Deposit to
Obtain APY
Interest Rate % Annual Percentage
Yield (APY) %
4 Week $100,000 0.02 0.02
13 Week $100,000 0.03 0.03
26 Week $100,000 0.05 0.05
52 Week $100,000 0.07 0.07
2 Year $100,000 0.15 0.15
3 Year $100,000 0.35 0.35
5 Year $100,000 0.75 0.75
CERTIFICATES**
Account Type Minimum Deposit to
Obtain APY
Interest Rate % Annual Percentage
Yield (APY) %
91 Day $500 0.05 0.05
91 Day $2,500 0.05 0.05
91 Day IRA $500 0.05 0.05
6 Month $500 0.10 0.10
6 Month $2,500 0.10 0.10
6 Month IRA $500 0.10 0.10
9 Month $500 0.12 0.12
1 Year $500 0.20 0.20
1 Year IRA $500 0.20 0.20
15 Month $500 0.23 0.23
15 Month IRA $500 0.23 0.23
1 1/2 Year $500 0.25 0.25
1 1/2 Year IRA $500 0.25 0.25
2 Year Traditional $500 0.45 0.45
2 Year WiseChoice $2,500 0.40 0.40
2 Year IRA $500 0.45 0.45
2 1/2 Year $500 0.50 0.51
2 1/2 Year IRA $500 0.50 0.51
3 Year $500 0.65 0.66
3 Year IRA $500 0.65 0.66
3 1/2 Year $500 0.67 0.68
3 1/2 Year IRA $500 0.67 0.68
5 Year $500 0.90 0.92
5 Year IRA $500 0.90 0.92
7 Year $500 1.00 1.00
7 Year IRA $500 1.00 1.10
*   Fees may reduce earnings on these accounts.
**  A penalty may be assessed for early withdrawals on certificate accounts.




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