Review the requirements needed to apply online:
Click below to access the online credit application.
APPLY AT A BRANCH
APPLY VIA MAIL OR FAX
|EXPECTED PROCESSING TIME
Once your application is received, assuming no further information is required, you will receive an email or telephone response within one (1) business day of your submission.
Our site supports 128-bit data encryption.
Your information is protected by state-of-the-art encoding.
Your submitted credit application will remain confidential in our secure database. Only Consumer Loan representatives will have access to your application.
CUSTOMER IDENTIFICATION REQUIREMENTS
For the purpose of the regulation, an "account" includes every formal banking relationship that entails ongoing services, dealings or transactions. Some examples are a deposit account, loan, or safe deposit box rental.
If you request to open an account or become a signatory on an account with GCF Bank and we have not previously verified your identity under the new regulatory requirements, GCF will request documentary verification of your identity, such as a driver's license or passport and/or it will verify your identity through other non-documentary methods. Similar identification requirements apply to business entities such as corporations and partnerships.
In all cases, protection of our customer's identity and confidentiality is GCF Bank's pledge to you.FURNISHING NEGATIVE INFORMATION TO CONSUMER REPORTING AGENCIES
Section 217 of the Fair and Accurate Credit Transaction Act of 2003 requires GCF to provide the following notice to customers before we may submit any "negative information" to a nationwide consumer reporting agency.
Negative information in your credit report will lower your credit score. Lenders, insurers, landlords as well as potential employers often review credit scores. A low credit score may result in your being denied credit, being offered lower credit limits as well as require you to pay a higher interest rate for credit you do receive from a lender.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
By agreeing to these terms, applicant(s) acknowledge the receipt of this notice. Once this notice has been provided, negative information may be submitted to a nationwide consumer reporting agency without providing further notice.
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*Out-of-area customers, dial 877.589.6600
|NOTE: Our Primary Lending Area is Southern New Jersey.|