IMPORTANT!!

We are keeping a close eye on the "Heartbleed" bug you may have heard about. The vendor we use for Online Banking has completed a preliminary assessment and has not discovered any vulnerability. We will be sure to keep you updated should anything to the contrary be discovered. Rest assured that we are doing everything we can to help ensure that your information is safe.

It is always a good practice to use unique passwords for all of the online services you access. If your GCF Online Banking password has also been used with a different service, we do recommend that you change your Online Banking password at this time.





If you currently utilize GCF’s online banking EXPRESS TRANSFER function to make your loan payments, this service will be temporarily unavailable from April 25, 2014 through June 9, 2014. As an alternative to this temporary inconvenience, you can do one of the following:

  • Contact 1-877-589-6600 ext. 320 or 368 between the hours of 9:00 a.m. and 5:00 p.m., Monday through Friday, to manually complete the transaction.
  • Mail a check to Investors Bank, 101 Wood Avenue South, Iselin, NJ 08830.
  • Sign up for GCF’s online bill payment system and set up a monthly payment to be sent to Investors Bank.


Fast Access




GCF Bank is now part of the Investors Bank family!
Fee Schedule


You won't find lower fees anyplace!

Checking
NOW ACCOUNT
Balance $300 and over No Charge
Balance falls below $300 at any time during the Statement Cycle $ 10.00
 
MONEY MARKET DEPOSIT ACCOUNT
Balance $1,000 and over No Charge
Balance falls below $1,000 at any time during the Statement Cycle $ 15.00
When more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account are made in a monthly cycle - per withdrawal. $15.00
MONEY MAKER ACCOUNT
Balance $10,000 and over No Charge
Balance falls below $10,000 at any time during the Statement Cycle $ 15.00
When more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account are made in a monthly cycle - per withdrawal. $15.00
CHOICE CHECKING
Balance $100 and over No Charge
Balance falls below $100 at any time during the Statement Cycle $10.00
NEW JERSEY CONSUMER CHECKING
Monthly service charge $ 3.00
Eight (8) free checks per Statement Cycle Each additional check paid in excess of 8 $ .50 per check
SMALL BUSINESS CHECKING
Monthly service charge $15.00
ENTERPRISE BUSINESS CHECKING
Balance $1,000 and over No Charge
Balance falls below $1,000 at any time during the Statement Cycle $15.00
FEE SCHEDULE BUSINESS ACCOUNTS
Monthly service charge $ 15.00
Overdraft Charge* $ 35.00
Uncollected charge $ 30.00
Deposit item returned fee $ 15.00
Stop payment fee $ 20.00
Savings
STATEMENT SAVINGS ACCOUNT
Balance $100 and over No Charge
Balance falls below $100 at any time during the month (Waived for Minors and Seniors over age 62) $5.00
PASSBOOK ACCOUNT
Balance $100 and over No Charge
Balance falls below $100 at any time during the month (Waived for Minors and Seniors over age 62) $5.00
Lost Passbook Replacement $10.00
CYBERSAVER GOLD ACCOUNT
Teller-assisted transaction $15
Transfers and/or withdrawals in excess of six per month $25 per occurrence 
Balance falling below $200,000 at anytime during cycle period $200
Paper Statement $5.00
CYBERSAVER SUPREME ACCOUNT
Teller-assisted transaction $15.00
Transfers and/or withdrawals in excess of six per month $25.00 per occurrence 
Balance falling below $100,000 at anytime during cycle period $100.00
Paper Statement $5.00
CYBERSAVER ACCOUNT
Teller-assisted transaction $15.00
Paper Statement $5.00
CLUB ACCOUNT
Exempt from the minimum balance requirement No Charge
Account closed before maturity Loss of all interest
IRA ACCOUNTS
Outgoing Transfer Fee $25.00
GCF Web Pay
Choose the plan that fits your needs:
First 3 months all plans

No Charge
Basic
Pay up to 10 bills per month $ 5.00
Each bill in excess of 10
$ .50 each bill
Standard
Pay up to 15 bills per month $ 7.00
Each bill in excess of 15
$ .45 each bill
Premier
Pay an unlimited amount of bills per month $ 10.00
Do you qualify for free WebPay?
Account-To-Account (A2A) Transfers
Transfers into account at GCF No Charge
(***other fees may apply from your other bank***)
Transfers out of the GCF account to another bank $ 2.00
(***other fees may apply from your other bank***)
Other Service Charges
Checks or Electronic ACH Items Returned (or Paid) for Insufficient Funds - per item* $35.00
Checks or Electronic ACH Items Returned (or Paid) for Uncollected Funds - per item $30.00
Return of Deposited or Cashed Item - Each $15.00
Return of Loan Payment due to Insufficient Funds $25.00
SafeLink Transfer - per transfer $7.00
Stop Payment - Checking Account $20.00
Stop Payment - Money Orders $25.00
Stop Payment - Interest Checks $20.00
Check Printing Charge Price varies by style
Cashier's Check $5.00
Certified Check $10.00
Research Reconciliation - first half hour No Charge
Additional Time - per hour
$20.00
Money Orders $3.00
Coupon Collection - per envelope $10.00
Traveler's Checks (American Express)
For One
For Two
Gift Checks - per check
1% of Purchased Price
2% of Purchased Price
$2.50
Wire Transfer - IN domestic $15.00
Wire Transfer - OUT domestic $30.00
Wire Transfer - OUT international $40.00
Writ/Levy/Garnishment $95.00
Collection Items Fee varies by item
Medallion Signature Guarantee - per item $5.00
Visa Gift Cards $3.00
DUPLICATING SERVICES
Replacement 1099 Form - per form $10.00
Copy of Check $7.50
Account Statement $5.00
Lost Loan Coupon Book $10.00
SAFE DEPOSIT BOXES
Annual fee varies by box size. Inquire at your local office.  
Replacement of lost key $20.00
Drilled Box $150.00
ATM/VISA CHECK CARD
Replacement of Lost ATM or Visa Check Card $10.00
*This fee applies to overdrafts created by checks, in-person withdrawals, preauthorized debits, telephone transfers, online bill payment, internet banking transactions, or other electronic means, as applicable.