We are keeping a close eye on the "Heartbleed" bug you may have heard about. The vendor we use for Online Banking has completed a preliminary assessment and has not discovered any vulnerability. We will be sure to keep you updated should anything to the contrary be discovered. Rest assured that we are doing everything we can to help ensure that your information is safe.

It is always a good practice to use unique passwords for all of the online services you access. If your GCF Online Banking password has also been used with a different service, we do recommend that you change your Online Banking password at this time.

If you currently utilize GCF’s online banking EXPRESS TRANSFER function to make your loan payments, this service will be temporarily unavailable from April 25, 2014 through June 9, 2014. As an alternative to this temporary inconvenience, you can do one of the following:

  • Contact 1-877-589-6600 ext. 320 or 368 between the hours of 9:00 a.m. and 5:00 p.m., Monday through Friday, to manually complete the transaction.
  • Mail a check to Investors Bank, 101 Wood Avenue South, Iselin, NJ 08830.
  • Sign up for GCF’s online bill payment system and set up a monthly payment to be sent to Investors Bank.

Fast Access

GCF Bank is now part of the Investors Bank family!

  • Funds may be submitted for placement through CDARs only after a depositor enters into the CDARs Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us through CDARs. Please read the agreement carefully before signing it.

  • Any and all funds received by GCF Bank, subsequent to the initial deposit noted in the online application process and prior to the first available placement date, will be added to the initial deposit and placed in a CyberCDARS certificate according to the term and rate noted in the online application.

  • Subsequent deposits received by GCF Bank, after the initial placement of the funds, will be placed in a subsequent CyberCDARS certificate, for the same term as the initial application states, with a Rate/APY that is being offered by GCF Bank, at the time the additional funds are received.

  • After your CyberCDARS Certificate matures, unless GCF Bank receives written instructions from you prior to maturity, via email or US Postal mail, to roll the CyberCDARS Certificate back into the program or close the certificate, the CyberCDARS Certificate will be placed into a GCF Bank CyberCDARS Rollover CD, at a term equal to the initial term of your CyberCDARS Certificate, and at GCF's current published CyberCDARS Rollover Rate for the corresponding term.

  • A penalty may be assessed for early withdrawals. For further information, please refer to the CDARS Deposit Placement Agreement.

  • Funds held in an account with us pending placement through CDARs or resulting from payments on CDs are subject to the Standard Maximum Deposit Insurance Amount ("SMDIA") applicable to your deposits with us and therefore may not be fully insured by the FDIC. GCF places funds with CDARs each Wednesday morning.

  • Public sector depositors are responsible for complying with restrictions on the deposit of public funds imposed by state and local jurisdictions, some of which may prevent placement of public funds through CDARs. Please speak with a customer service representative if you have questions.

  • When you place funds through CDARs, GCF may receive an equal amount of reciprocal deposits from other banks in the network, satisfying some organizations investment mandates. Alternatively, GCF, with your consent may choose to receive fee income rather than reciprocal deposits.

  • Interest is paid to your GCF CDARs savings account, which GCF will open for you or mailed directly to you at the end of each month. Each month, you will receive a statement listing all your CDs, the banks issuing the CDs, maturity dates, interest earned and other details.

  • At the end of each year, you will receive a consolidated 1099 that reports your taxable interest income.